|
|
HALLMARK
INSURANCE
SERVICES, INC.
GENE HALLMARK
PRESIDENT
|
|
|
|
|
BENEFITS
FOR THE EMPLOYEES AND FAMILIES OF THE
FLORIDA
AGENCY FOR HEALTH CARE ADMINISTRATION
|
 |
Universal Life Insurance
ChoiceULsm, a quality
universal life insurance policy marketed through
the Worksite Services Group of the GE Financial
Assurance companies, offers employees several
options to fit their needs. Choice UL is underwritten
by First Colony Life Insurance Company, a GE Financial
Assurance Company.
ChoiceUL Permanent Orientation offers a
life-long insurance policy with level premiums
and cash value accumulation.
ChoiceUL Term Orientation is designed for
shorter coverage durations. You can select coverage
to last 10, 15, 20, years or to age 65.
Advantages include:
•Benefits or premiums that can be increased
or decreased within certain limits, without
having to purchase a new policy.
•Accidental death benefits to match
life insurance benefits ($100,000 maximum). Not
available in all states.
•Accelerated Death Benefit Rider (automatically
included) pays a portion of death proceeds to
you upon claim and proof of terminal illness (within
6-12 months of expected death according to state
requirements. Not available in all states).
•Family coverage available for eligible
family members.
•Cash accumulation-ChoiceUL policy
values accumulate at current interest rates and
you can borrow according to available values for
emergencies or opportunities.
•Convenient payment of premiums through
paycheck deductions. No bills or checks to write.
•Portable Coverage. You can maintain
coverage if you leave your current employer through
an alternative payment method.
ChoiceUL Features
ChoiceUL provides several options for you
and your family. For full detail, please review
your policy and check with your enrollment representative.
Dependent Coverage
Your spouse and eligible children may also
be covered by a ChoiceUL policy. Or, your children
may be covered under a Children's Term Insurance
Rider. You don't need to be enrolled yourself
for other eligible family members to be enrolled.
Children's Term Insurance Rider
This rider is available on employee or spouse
polices, but not both. It insures eligible children
ages 15 days to 23 years at issue. The employee
or spouse must be 55 years of age or younger at
policy issue.
Accidental Death Benefit
You and your spouse may select an accidental
death benefit that equals your life insurance
benefit up to a maximum of $100,000. This benefit
is available from issue ages 18 through 60. Accidental
death coverage terminates at age 70.
Scheduled Benefit Increases (Available
for permanent orientation only)
You and your spouse may elect to receive
scheduled benefit increases when you first apply.
To be eligible, you must be between ages 18 and
65 and your spouse between ages 18 and 60 at issue.
|
|
FOR ANY QUESTIONS PLEASE CONTACT US:
PHONE 1-800-942-1226
FAX 1-850-942-6670
|
|
|
